Residential.

There are many types of residential products to choose from. From first-time purchases, moving home to simple remortgages, our advisers will assist with any of your mortgage requirements and the different income requirements of all the lenders. We realise the process can seem daunting but we will navigate you through it.

  • We provide First Time Buyer mortgage advice tailored to you.  We will find the best mortgage for you, handle all the paperwork and keep you informed at every stage. Let us guide you through the whole process and make your dream a reality.

  • Remortgaging involves changing your current mortgage to a new deal usually either by a simple product transfer with your current lender or switching lender for a better deal. Speak to us up to six months before your current deal ends and we can source the whole market for you, advise on your options and secure you the best deal.

  • What happens when you decide to move home – well you have many options. You might port your existing mortgage to the new property – perhaps borrowing more and adding it to your loan. You may need to redeem your existing mortgage when you sell your property and secure a new mortgage with a different lender. Let us help you consider all your options and advise you on the best process and deal for you.

  • Interest Only mortgages allow homeowners and property investors the flexibility in lowering their monthly repayments as you only pay the interest on the loan and do not repay any capital – what you owe to the lender does not reduce. These mortgages are not suitable for everyone. Let us understand your circumstances and help you determine if an Interest Only mortgage would be appropriate.

  • Sourcing a mortgage for the self employed Sole Trader, Contractor or Company Director can present unexpected difficulties. Let us direct you to a large network of lenders who specialise in self employed mortgages. We have the experience to navigate you through this sometimes overwhelming process.

  • Securing a mortgage as a Limited Company Director can be particularly complex and stressful. We understand the individual approaches to drawing income from your company. Your trading history, salary, dividends and retained profit need to be presented correctly – as each Lender has their own approach to assessing your affordability. We understand the hurdles you will face with each lender and can save you valuable time getting to the best deal.

How can we help you?

Fill out our form and we will be in touch as soon as we can. We look forward to hearing from you.